From helping you unlock your equity to buying out your lease, we have you covered. Volvo Cars of Scottsdale is committed to finding the right plan for your individual needs.
Benefits of a Volvo Car Financial Services Lease
There are a few advantages to leasing that may make it a more appealing option compared to a loan. For instance, a lease typically costs less than a loan over the same period. The initial out of pocket and monthly payments are usually lower, as are taxes since they are paid monthly, not on the entire purchase price of the car. Plus, the vehicle will most likely be under factory warranty for the duration of the lease.
A lease's short-term nature means you're not bound by a lengthy commitment. You can upgrade sooner and get access to the latest features every few years. If you decide to keep the vehicle, it's easy to transition to a loan for the remainder of the balance. But, if your needs or preferences change by lease-end, you can try a different model.
Before you sign your lease contract, VCFS will give an estimate of what they expect the vehicle to be worth at the end of the lease, the residual value. If the actual resale value ends up exceeding residual value, you have the option to purchase at the lower estimate. If the resale value is less than the initial estimation, you can turn the vehicle in and be protected from that depreciation.
There are a few important restrictions to consider before deciding on a lease, including mileage limitations, early termination fees, and a prohibition on modifications. Additionally, the lessee is responsible for damage beyond "normal wear and use". Â
Benefits of Volvo Financing
Financing often involves a longer commitment with higher down and monthly payments. You will also be responsible for repairs after the new vehicle warranty ends, though extended options are available. That said, you own the vehicle, can modify it as you wish, sell it at any time, and don't have to worry about exceeding a yearly mileage limit.Contact Our Knowledgeable Finance Staff:
Click on one of the people below to find out more information.
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- Misty Gunter
- Finance Director
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- mgunter@courtesyautomotivegroup.com
- (480) 291-5107
I was raised in El Paso, Texas and moved to Phoenix in 2006. I have three amazing girls and I love spending time with my family as much as I can. My favorite thing about the VOLVO brand is the customers. My favorite car is my Chevrolet Silverado.
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- Drew Luis
- Finance Manager
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- aluis@courtesyautomotivegroup.com
- (480) 291-5134
- I am born and raised in Phoenix, AZ. My favorite thing about the VOLVO brand is its safety ratings and dedication. My favorite car is a VOLVO XC90.
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- Michael Robertson
- Finance Manager
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- mrobertson@courtesyautomotivegroup.com
- (480) 291-5115
Your privacy is important to us.
Courtesy Volvo Cars of Scottsdale takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
Contact
Courtesy Volvo Cars of Scottsdale
4001 N 89th St
Scottsdale, AZ 85251
- Sales: (602) 325-3162
- Service: (602) 325-3155
- Parts: (602) 325-3179
FIINANCE DEPT HOURS
- Monday 8:00AM-9:00PM
- Tuesday 8:00AM-9:00PM
- Wednesday 8:00AM-9:00PM
- Thursday 8:00AM-9:00PM
- Friday 8:00AM-9:00PM
- Saturday 8:00AM-8:00PM
- Sunday 10:00AM-6:00PM
Dealership Hours
- Monday 8:00AM-9:00PM
- Tuesday 8:00AM-9:00PM
- Wednesday 8:00AM-9:00PM
- Thursday 8:00AM-9:00PM
- Friday 8:00AM-9:00PM
- Saturday 8:00AM-8:00PM
- Sunday 10:00AM-6:00PM
Parts Dept. Hours
- Monday 7:00AM-6:00PM
- Tuesday 7:00AM-6:00PM
- Wednesday 7:00AM-6:00PM
- Thursday 7:00AM-6:00PM
- Friday 7:00AM-6:00PM
- Saturday 7:30AM-4:00PM
- Sunday Closed
Service Dept. Hours
- Monday 7:00AM-6:00PM
- Tuesday 7:00AM-6:00PM
- Wednesday 7:00AM-6:00PM
- Thursday 7:00AM-6:00PM
- Friday 7:00AM-6:00PM
- Saturday 7:30AM-4:00PM
- Sunday Closed
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